How Much Deposit Do I Need with Bad Credit?
Got bad credit? Find out how much deposit you’ll need for a mortgage, how lenders assess your risk, and what can help improve your chances of approval.
Got bad credit? Find out how much deposit you’ll need for a mortgage, how lenders assess your risk, and what can help improve your chances of approval.
Got a new job or pay rise? You might be able to get a mortgage based on your new salary — even before you start. Here’s how lenders approach job changes.
Used payday loans in the past? You could still get a mortgage. Learn how lenders assess payday loans and what you can do to boost your chances of approval.
Decreasing life and critical illness cover is built to protect your mortgage. Find out how it works, what it covers, and why it’s a smart move for repayment mortgages.
Had an IVA? You could still qualify for a mortgage. Learn when to apply, what deposit you’ll need, and how to improve your chances with IVA-friendly lenders.
BoE trims base rate to 4 %. See how the cut affects tracker, SVR and new fixed-rate mortgages – plus what homebuyers should do next.
Income Protection pays you a monthly income if you can’t work due to illness or injury. Learn how it works, who needs it, and why it’s often worth every penny.
Struggling with a small deposit? Discover mortgage options, government schemes, and how to boost your chances as a first-time buyer with just 5% down.
Want a mortgage? Start by reducing your bills. We can connect you with a specialist to review and save on utilities — helping improve your monthly affordability.
Wondering if you can get a mortgage as a contractor? Learn how lenders assess contract income and what you need to get approved — even on short-term or freelance contracts.