Lee Tonks: Mortgage Guru

Self-Employed Mortgage with One Year of Accounts: A Straight-Talking 2026 Guide

admin / July 8, 2026

Your high-street bank might tell you that three years of trading is the golden rule, but they are wrong. In 2026, your business does not need to be…

admin / July 7, 2026

What if the person you just gave your entire financial history to isn’t actually who they say they are? In a year where “clone firms” are becoming…

admin / July 6, 2026

Why does a high-street bank treat a multi-million-pound portfolio like a risky liability instead of the massive strength it actually is? It’s a…

admin / July 4, 2026

UK protection insurers pay out a staggering £21.9 million every single day to families facing death, illness, or injury. It’s a powerful figure that…

admin / July 3, 2026

You have likely been told that you need three years of accounts to get a mortgage as a subcontractor, but that “rule” is often nothing more than a…

admin / July 2, 2026

Your bank statement isn’t just a list of transactions; it’s a character reference that can make or break your home-owning dreams. With the Bank of…

admin / July 1, 2026

Did you know that 1.8 million UK homeowners are expected to switch their mortgage deals this year? It’s a staggering number, yet many people still…

admin / June 30, 2026

What if I told you that waiting for your current mortgage deal to end is actually the most expensive mistake you could make this year? It’s a common…

admin / June 29, 2026

A high-street bank’s rejection is usually a failure of their rigid algorithm, not a final verdict on your homeownership dreams. It is a frustrating…

admin / May 29, 2026

Are Fixed Rate Mortgages Worth It in 2026? Fixed rate mortgages can still be worth it in 2026, but not