💼 What Is Relevant Life Cover?
If you’re a company director paying for personal life insurance out of your net income, there’s a smarter, more tax-efficient way — Relevant Life Cover.
Relevant Life Cover allows your limited company to pay the life insurance premiums instead of you personally. It’s treated as a business expense, which can:
- Reduce your Corporation Tax bill
- Avoid income tax and National Insurance on the premiums
- Still leave the full benefit to your family, tax-free and without probate delays
The policy is written in trust, so if anything happens to you, your loved ones receive the payout directly — with no inheritance tax and no delays.
✅ Who Can It Help?
- Directors of small limited companies
- High-earning employees not eligible for group life schemes
- Anyone wanting to protect their family without impacting personal income
💬 Want to See If It’s Right for You?
If you’re a company director and this sounds like something that could work for you, let’s have a quick no-obligation chat.
✅ Keep more of your income
✅ Protect your family properly
✅ Reduce your tax bill