How Much Deposit Do I Need with Bad Credit?
Got bad credit? Find out how much deposit you’ll need for a mortgage, how lenders assess your risk, and what can help improve your chances of approval.
Can I Get a Mortgage with Payday Loans on My File?
Used payday loans in the past? You could still get a mortgage. Learn how lenders assess payday loans and what you can do to boost your chances of approval.
Can I Get a Mortgage After an IVA?
Had an IVA? You could still qualify for a mortgage. Learn when to apply, what deposit you’ll need, and how to improve your chances with IVA-friendly lenders.
Can I Get a Mortgage as a Contractor?
Wondering if you can get a mortgage as a contractor? Learn how lenders assess contract income and what you need to get approved — even on short-term or freelance contracts.
Can I Get a Mortgage After Bankruptcy?
Been bankrupt in the past? You may still be able to get a mortgage. Learn how long you need to wait, what lenders look for, and how to boost your chances.
Can I Get a Mortgage with a Missed Payment?
Missed a payment and worried about your mortgage chances? Learn how lenders assess missed payments and what you can do to improve your approval odds.
Can I Get a Mortgage as a Sole Trader?
Sole trader and need a mortgage? Learn how lenders assess your income, what documents you’ll need, and how to boost your chances of approval as a self-employed applicant.
Can I Get a Mortgage with a CCJ?
It’s not a deal-breaker — but you’ll need a specialist approach. A County Court Judgment (CCJ) on your credit file
Can I Get a Mortgage with a Default?
Got a default on your credit file? You may still qualify for a mortgage. Learn how lenders view defaults and what you can do to improve your chances of getting approved.
Can I Get a Buy-to-Let Mortgage with Bad Credit?
Got bad credit and want a buy-to-let mortgage? It’s possible with the right lender. Learn how to boost your chances and what lenders look for in credit-impaired applications.