Can I Get a Mortgage If I’m Paid Bonuses or Commission?
Get paid bonuses or commission? Many lenders will still offer you a mortgage — you just need to show it’s consistent. Here’s what they look for and how to apply.
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Can I Get a Mortgage If I’ve Just Started a New Job?
You can still get a mortgage with a new job. Many lenders accept contracts or future income — even during probation. Here’s what you need to know.
What Is a Joint Borrower Sole Proprietor (JBSP) Mortgage — and Can It Help You Buy?
Can’t borrow enough for a mortgage on your own? A JBSP mortgage lets someone support you without owning the home. Here’s how it works and who it helps.
How Long Do I Need to Wait After Bad Credit to Get a Mortgage?
Wondering how long to wait before applying for a mortgage after bad credit? Find out what lenders look for and how to improve your chances — step by step.
Can I Get a Mortgage After a Debt Relief Order (DRO)?
Had a Debt Relief Order (DRO)? You may still be able to get a mortgage. Learn how long to wait, what lenders want, and how to improve your chances of being approved.
Can I Get a Mortgage on a Zero Hour Contract?
On a zero hour contract? You can still get a mortgage. Learn which lenders will consider you, what income proof you’ll need, and how to boost your chances.
Can I Get a Mortgage if I’m in an Arrangement to Pay?
Yes — but it limits your lender options, so you’ll need a strategic approach. An ‘Arrangement to Pay’ (ATP) on
Can I Get a Mortgage with a CCJ and a Default?
Got both a CCJ and a default? You could still get a mortgage. Learn how lenders assess complex credit issues and what steps can improve your approval chances.
Can I Remortgage with Bad Credit?
Got bad credit and need to remortgage? Learn how to switch deals, what lenders look for, and how to find options that suit your situation — even with a low score.
Can I Get a Mortgage as a CIS Worker?
CIS subcontractor looking for a mortgage? Find out how your income is assessed, which lenders can help, and what steps to take to boost your chances of approval.