📉 Budget 2025: Will Mortgage Rates Fall Further?
Will mortgage rates fall after Budget 2025? Here’s a simple breakdown of what the announcements mean for buyers, movers and anyone remortgaging this year.
🏠 Why More Landlords Are Moving Rentals Into Ltd Companies After Budget 2025
Budget 2025 raises tax on rental income — many landlords are now shifting properties into a limited company. Learn the benefits, costs and key steps in our latest guide.
Can I Get a Mortgage If I’m Paid Bonuses or Commission?
Get paid bonuses or commission? Many lenders will still offer you a mortgage — you just need to show it’s consistent. Here’s what they look for and how to apply.
Popular, Specialistst Mortgages
Can I Get a Mortgage If I’ve Just Started a New Job?
You can still get a mortgage with a new job. Many lenders accept contracts or future income — even during probation. Here’s what you need to know.
What Is a Joint Borrower Sole Proprietor (JBSP) Mortgage — and Can It Help You Buy?
Can’t borrow enough for a mortgage on your own? A JBSP mortgage lets someone support you without owning the home. Here’s how it works and who it helps.
How to Improve Your Credit Score Before Applying for a Mortgage
Want to boost your credit score before applying for a mortgage? Here are 10 proven tips to improve your chances and get access to better deals.
Can I Get a Mortgage on a Zero Hour Contract?
On a zero hour contract? You can still get a mortgage. Learn which lenders will consider you, what income proof you’ll need, and how to boost your chances.
Can I Get a Mortgage with a Pay Rise or New Job Offer?
Got a new job or pay rise? You might be able to get a mortgage based on your new salary — even before you start. Here’s how lenders approach job changes.
Bank Rate Drops to 4.00 % – Should You Fix, Float or Chill?
BoE trims base rate to 4 %. See how the cut affects tracker, SVR and new fixed-rate mortgages – plus what homebuyers should do next.
Can I Get a Mortgage as a First-Time Buyer with a Low Deposit?
Struggling with a small deposit? Discover mortgage options, government schemes, and how to boost your chances as a first-time buyer with just 5% down.