What Is a Joint Borrower Sole Proprietor (JBSP) Mortgage — and Can It Help You Buy?
Can’t borrow enough for a mortgage on your own? A JBSP mortgage lets someone support you without owning the home. Here’s how it works and who it helps.
How to Improve Your Credit Score Before Applying for a Mortgage
Want to boost your credit score before applying for a mortgage? Here are 10 proven tips to improve your chances and get access to better deals.
What Is Buildings and Contents Insurance — and Do You Really Need Both?
Buildings and contents insurance protects your home and belongings. Learn what each covers, why you need both, and how to avoid being underinsured.
How Long Do I Need to Wait After Bad Credit to Get a Mortgage?
Wondering how long to wait before applying for a mortgage after bad credit? Find out what lenders look for and how to improve your chances — step by step.
Can You Get Life Insurance with a Pre-Existing Medical Condition?
You can still get life insurance with a pre-existing condition. Learn what to expect, how to apply, and how a specialist can help you find the right cover.
Can I Get a Mortgage After a Debt Relief Order (DRO)?
Had a Debt Relief Order (DRO)? You may still be able to get a mortgage. Learn how long to wait, what lenders want, and how to improve your chances of being approved.
Can I Get a Mortgage on a Zero Hour Contract?
On a zero hour contract? You can still get a mortgage. Learn which lenders will consider you, what income proof you’ll need, and how to boost your chances.
Can I Get a Mortgage if I’m in an Arrangement to Pay?
Yes — but it limits your lender options, so you’ll need a strategic approach. An ‘Arrangement to Pay’ (ATP) on
Can I Get a Mortgage with a CCJ and a Default?
Got both a CCJ and a default? You could still get a mortgage. Learn how lenders assess complex credit issues and what steps can improve your approval chances.
Can I Remortgage with Bad Credit?
Got bad credit and need to remortgage? Learn how to switch deals, what lenders look for, and how to find options that suit your situation — even with a low score.