Are 100% Mortgages Back in the UK? What You Need to Know 🏡
100% mortgages are making a comeback, offering hope to buyers with no deposit. Discover how they work, who they’re for, and what to consider before applying.
100% mortgages are making a comeback, offering hope to buyers with no deposit. Discover how they work, who they’re for, and what to consider before applying.
Wondering how long to wait before applying for a mortgage after bad credit? Find out what lenders look for and how to improve your chances — step by step.
You can still get life insurance with a pre-existing condition. Learn what to expect, how to apply, and how a specialist can help you find the right cover.
Had a Debt Relief Order (DRO)? You may still be able to get a mortgage. Learn how long to wait, what lenders want, and how to improve your chances of being approved.
On a zero hour contract? You can still get a mortgage. Learn which lenders will consider you, what income proof you’ll need, and how to boost your chances.
Yes — but it limits your lender options, so you’ll need a strategic approach. An ‘Arrangement to Pay’ (ATP) on
Got both a CCJ and a default? You could still get a mortgage. Learn how lenders assess complex credit issues and what steps can improve your approval chances.
Got bad credit and need to remortgage? Learn how to switch deals, what lenders look for, and how to find options that suit your situation — even with a low score.
CIS subcontractor looking for a mortgage? Find out how your income is assessed, which lenders can help, and what steps to take to boost your chances of approval.
Private medical insurance gives you faster access to treatment, more control, and extra peace of mind. Learn how it works and if it’s right for you or your family.
Yes — and it starts with knowing how lenders really see you. If your credit score is less than perfect,