The NHS does an incredible job — but let’s face it, waiting lists are getting longer, and accessing certain treatments can feel like a lottery. That’s where Private Medical Insurance (PMI) steps in.
It gives you faster access to treatment, more choice over when and where you’re treated, and a little extra peace of mind when it matters most.
💡 What Does Private Medical Insurance Cover?
PMI helps pay for private healthcare, covering:
- Consultations and diagnostics
- Specialist treatment and surgery
- Private hospital stays
- Access to advanced drugs and treatments not always available on the NHS
Some policies also offer:
- Mental health support
- Physiotherapy
- Virtual GP access
- Cover for dependents or families
💬 Is It Worth It If We Have the NHS?
That depends on:
- How long you’re willing to wait
- Whether you want more control and comfort
- The type of cover you want for your family
Private medical cover is about speed, convenience, and choice — not replacing the NHS, but backing it up when you can’t afford to wait.
💷 How Much Does It Cost?
It depends on:
- Your age and health
- What level of cover you choose
- Whether you go for individual or family plans
- The excess you’re happy to pay
The good news? It may cost less than you think — especially if you tailor the policy to what really matters.
🧠 Who Should Consider It?
✅ Self-employed people who can’t afford long sick leave
✅ Families who want faster access to care for children
✅ Anyone who’s faced delays or waiting lists before
✅ Those who value comfort, privacy, or flexibility
💬 Want Faster Healthcare Without the Stress?
If you’ve been meaning to look into private healthcare but didn’t know where to start, we can introduce you to a trusted protection specialist who’ll talk you through your options — no pressure, just honest advice.
✅ Compare leading UK providers
✅ Choose what level of cover you actually need
✅ Get peace of mind for you and your family