⚠️ It’s a Bigger Risk Than Most Realise
Most business owners assume that if a shareholder dies, their shares just revert to the other directors. Unfortunately, this is rarely the case.
Unless you’ve planned properly, the shares will pass to the deceased’s family as part of their estate. That means you could end up in business with someone you’ve never met — or worse, they could sell the shares to a competitor.
🛡️ The Solution: Shareholder Protection
Shareholder Protection insurance allows the surviving shareholders to buy back the deceased’s shares — using the proceeds of a life insurance policy.
With the right trust and Cross-Option Agreement, you can:
- Secure control of your business
- Give the family a guaranteed payout
- Avoid disputes, uncertainty, and delays
💬 Protect Your Business and Your Family
If you’re a company director or shareholder and haven’t put protection in place, now’s the time to act. It’s simple to set up — and could save your business from serious disruption.
✅ Keep control of your business
✅ Give your family peace of mind
✅ Avoid legal battles and uncertainty