Taking out a mortgage is likely the biggest financial commitment you’ll ever make. It affects your budget, your credit, and your long-term security — so getting it right is crucial. We work with experienced, FCA-regulated advisors who know exactly how to match you with the most suitable options for your situation.

You can — but they’ll only offer their own products. Advisors we work with can compare dozens of lenders across the market, including ones that aren’t available directly to the public. That means better chances of finding the right deal, with better rates and fewer restrictions.

They’ll assess your goals, explain your options in plain English, and recommend suitable lenders. They also help package your application, deal with the paperwork, and liaise with lenders, solicitors, and estate agents — saving you time and reducing stress.

That’s exactly when speaking to an advisor matters most. We’ll match you with someone who understands complex cases — like self-employed income, CIS payslips, past defaults, or unique property types — and knows which lenders are most likely to help.

The main consideration is broker fees — but in many cases, these are outweighed by the money saved through a better deal. We’ll only put you in touch with fully qualified advisors who are transparent about their fees and always act in your best interests.

Yes — but it’s not essential. Most advisors now work nationwide via phone, email, or video chat, so you get more flexibility and access to the best expertise, no matter where you are.

We’ve done the legwork, vetting advisors who are:

• FCA-authorised and fully qualified

• Experienced in both standard and complex cases

• Independent and whole-of-market

• Rated for outstanding service and results